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How To Prevent Your Car From Being Stolen
By By Sophie Evans

Car crime is falling and statistics show that criminals are slowly being outwitted by vehicle owners and the police. crime fell by 9 percent between 2002/3 and 2003/4 according to police recorded crime statistics, proving that if owners continue to make small changes in their behaviour they will generate a dramatic decline in the number of insurance claims being made for stolen cars.

Having your broken into or stolen is a distressing business that leads to emotional upset and financial implications. If your is stolen you will have the hassle of making a claim on your insurance policy and you will be seriously inconvenienced until it is replaced. If you have had belongings taken from your then the chances are you will feel violated, having lost something valuable or irreplaceable. This is a natural response to having someone enter your property or take something that’s yours.

It’s fairly easy to break into a car, windows can be smashed and locks forced. Fortunately however measures can be taken to stop the thieves in their tracks. If every driver follows the thirteen point plan below then insurance premiums might fall and the honest motorist can keep their property to themselves. Keep your no claims bonus and even reduce your insurance premiums by doing the following:

1.Never leave anything on display in your car. If you leave your bag, stereo, CD’s, wallet or mobile phone lying around in your car, then it is going to become a target for thieves

2.Park your under a street lamp or in well lit open space if possible. Thieves do not want to work under a spotlight and are more likely to go for a that is parked in a shady spot

3.Better still put your in the garage every night if you have one and lock it. It is unlikely that criminals will try and break into your garage to get to your vehicle

4.It sounds obvious but always remember to lock your car. Often thieves are given an easy ride by people who leave their cars open

5.Try to park your in a secure attended park if you are leaving it anywhere public

6.Have a alarm fitted by a professional. This will deter a thief like nothing else

7.Invest in a steering lock and use it every time you leave your car

8.Have an immobiliser fitted which prevents the from starting. This will make sure that
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even if the thief gains access to your he/she won’t be able to drive it away

9.Have a tracker fitted so that your can be traced if it is taken

10.Have your registration or vehicle identification number etched onto the windows, both windscreens and the headlights. This would deter a thief planning to disguise the identity of your by changing its appearance

11.Put security markings on your equipment. It is recommended that you put your vehicle registration on items such as your stereo

12.Never leave vehicle documents in your as they could help a thief to sell it on

13.Put the aerial down so as not to give vandals temptation

Car crime is falling and people are taking preventative measures like those listed above, but statistics show that a vehicle is stolen every two minutes in the UK, so chances are you could become a victim of crime at any time. If you have been unlucky enough to have your broken into or stolen these are the next steps you should take:

•Firstly, let the police know. You don’t need to call 999, just contact your local police station or the non emergency number. The police will want to know as much detail as possible, such as the make, model and registration of the car, so make sure you know this.

•Notify your insurance company to discuss your claim if you are making one. Letting your insurers know is very important as the thieves may be involved in a accident and you could be implicated.

•If the is found your insurers should pay for any repairs. If it is not found and you are going to claim, you should present your purchase documents, registration form and any service records.

Everyone is at risk from crime. Even if you have protected yourself thieves can find a way to steal your and belongings. Make sure you have adequate insurance so that you can make a claim when you need it most.

To get cheap online insurance visit www.hootcarinsurance.co.uk or call 0808 195 9954.

Editorial notes: Hoot Insurance is an online insurance provider which offers savings on existing premiums and gives the customer the ease of buying online.

By Sophie Evans – http://www.hootcarinsurance.co.uk

Online insurance provider exclusively for young people.




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